We're all guilty of this. I am, and I am confident that you do too. We waste time on a regular basis.
The Universe is yours for the asking. The secret is to let the Universe provide in its own time and in its own way. You are a co-creator with the Universe; there is no wish, want, or need which goes unanswered which comes from the level of positive intentions.
I use the term, past lives, as a kind of placeholder for a common experience that depends on our current interpretation of what it means to use in linear time. That is to say, there really is no past, nor do we die, but in the context of an individual human being's viewpoint, we can have experiences of living in times other that the current one.
In these times, we are given some stark choices. Do you support the light? Or darkness? This is the point of freewill. In this dualistic world that we live in, your choice is your expression of that freewill. Though we like to divide the world into good and bad, the Universe does not judge us on that basis. However, here in the physical, 3D world, others will.
Nothing can protect you from your belief that fear can affect except you. So many are suffering under the delusion that there is anything that can separate you from Divine Love. You can never be separated from something that connects you with everything and everyone else; nothing other than fear.